About This Role
<p></p><div><div><p><span><span>We are seeking a senior risk management professional for a dual role as the Risk Management Country Officer (RMCO) and Wholesale Credit Risk (WCR) lead for Israel.<span> </span></span><span>As the designated Country Risk<span> </span></span><span>Head,</span><span><span> </span>you<span> </span></span><span>will provide</span><span><span> </span>crucial oversight for all franchise-level risk matters and<span> </span></span><span>ensure</span><span><span> </span>compliance with local regulations.</span><span> </span></span><span> </span></p></div><div><p><span><span>This position<span> </span></span><span>is responsible for</span><span><span> </span>managing the WCR portfolio from a 2LoD perspective and requires a seasoned credit approver, preferably with or on a clear path to Senior Credit Officer (SCO) authority.</span></span><span> </span></p></div><div><p></p><p><b>What you will do:</b></p></div><div><ul><li><p><span><span>Act as the Country Risk Head and single point of contact for franchise-level risk matters, providing Second Line of Defense (2LoD) oversight and strategic partnership to the Citi Country Officer (CCO).</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Manage the Wholesale Credit Risk (WCR) portfolio in Israel, serving as a 2LoD approver for complex credit transactions within a designated approval authority.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Chair the Country Risk Management Committee, and coordinate with other risk stripes to<span> </span></span><span>monitor</span><span>,<span> </span></span><span>identify</span><span>, share, and resolve aggregate and cross-sector risk issues.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Provide comprehensive risk oversight for all in-country legal vehicles and subsidiaries, ensuring adherence to firm-wide standards.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Serve as the lead partner to the CCO on all risk-related regulatory matters, coordinating responses, ensuring involvement of local experts, and overseeing compliance with local regulations, including Basel requirements.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Continuously assess the quality of the loan portfolio by<span> </span></span><span>identifying</span><span><span> </span>and escalating emerging<span> </span></span><span>risks and</span><span><span> </span></span><span>monitoring</span><span><span> </span>key trends to execute preventative measures.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Oversee deal approvals in collaboration with business partners,<span> </span></span><span>demonstrating</span><span><span> </span>commercial awareness and sound judgment while adhering to<span> </span></span><span>established</span><span><span> </span>credit policies and guidelines.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Prepare and present risk-related deliverables on portfolio performance, risks, and opportunities for internal leadership and external stakeholders, including regulators.</span></span><span> </span></p></li></ul></div><div><p></p><p><b>What we will need from you:</b></p></div><div><ul><li><p><span><span>10+ years of extensive experience in risk management, credit risk, or<span> </span></span><span>related</span><span><span> </span>financial services field.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Advanced<span> </span></span><span>degree is</span><span><span> </span>preferred.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Demonstrated experience in overseeing and approving credit applications, with a deep understanding of financial analysis and cash flow lending products.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Expertise</span><span><span> </span>in compliance laws, rules, regulations, and risk typologies.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Excellent written and verbal communication skills, with proven ability to negotiate, guide, and influence senior internal and external stakeholders.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Strong leadership and people management skills with experience in resource management and team allocation.</span></span><span> </span></p></li></ul></div><div><ul><li><p><span><span>Proficiency</span><span><span> </span>in analyzing and interpreting financial data to assess risk and make informed credit decisions.</span></span><span> </span></p></li></ul></div></div><div><div><ul><li><p><span><span>A self-starter who is flexible, innovative, and acts as a change catalyst, with a proactive approach to problem-solving and a commitment to excellence.</span></span><span> </span></p></li></ul><p></p><p></p><p><b>Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.</b> </p><p><span>If you have any questions or would like to discuss this opportunity further, please don't hesitate to reach out to Karola Suli</span><span>ńska</span><span> at</span><span> karola.sulinska@citi.com.</span></p><p></p><p></p><p>#LI-KS7</p></div></div><p style="text-align:inherit"><span><span><span><span><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></span></span></span></span></p><h2><b>Job Family Group: </b></h2>Risk Management<p style="text-align:inherit"><span><span><span><span><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></span></span></span></span></p><h2><b>Job Family:</b></h2>Credit Risk<p style="text-align:inherit"><span><span><span><span><span><span><span><span class="WHR0">------------------------------------------------------</span></span></span></span></span></span></span></span></p><h2><b>Time Type:</b></h2>Full time<p style="text-align:inherit"><span><span class="WHP0">------------------------------------------------------</span></span></p><h2><b>Most Relevant Skills </b></h2>Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.<p>------------------------------------------------------</p><h2><b>Other Relevant Skills </b></h2>For complementary skills, please see above and/or contact the recruiter.<p>------------------------------------------------------</p><p style="text-align:left"><i><span>Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</span></i></p><p style="text-align:inherit"><i><span> </span></i></p><p style="text-align:left"><i><span>If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </span></i><i><a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" target="_blank">Accessibility at Citi</a><span>.</span></i><br /><br /><i><span>View Citi’s </span><a href="https://www.citigroup.com/global/eeo-aa-policy" target="_blank">EEO Policy Statement</a><span> and the </span><a href="https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf" target="_blank">Know Your Rights</a><span> poster.</span></i></p>